Ridesharing companies like Uber have been a big hit in the transportation industry. When using Uber, you can call for a ride from just about anywhere. Thousands of people have turned their cars into temporary taxis. With so many rideshare cars on the road, car accidents are inevitable. There is an ongoing debate about who is liable if an Uber driver causes an accident and someone is injured, as well as whether or not drivers are actual employees of the company.
Drivers can essentially be covered by two different insurance policies, and which policy is responsible for compensation depends largely upon whether or not they are actively driving someone to a destination. If you are a passenger in an Uber vehicle, you do not need to be concerned about this. However, if you are the driver of another car hit by an Uber driver, or a pedestrian or cyclist, there may be complications regarding who is liable for the damages. Getting the help of an experienced Uber car accident lawyer may be in your best interest.
Many drivers have only the minimum insurance needed in their state, which can sometimes be too little to cover medical bills and repairs in the event of an accident. In order to supplement these policies, Uber and other rideshare companies provide liability coverage for their drivers. This also prevents drivers from having to use their own policies to cover damages that result from an accident they cause while on the clock.
Uber provides insurance coverage for drivers when they are logged into the Uber app, which essentially means they have clocked in to their job. However, the limits of this coverage change depending on a variety of circumstances. If a driver is actively on the app and waiting to accept a fare, then the Uber policy will cover up to $100,000 in damages. As soon as a driver accepts a request, that coverage is increased up to $1 million dollars. This includes the time the driver spends getting to a location to pick up a passenger and continues until that passenger is dropped off at their destination.
If you’ve been hurt in an Uber or other ridesharing accident, you will need the guidance and support of an experienced attorney. Our New York Uber car accident attorneys will ensure that you receive fair compensation for your medical bills, lost wages, pain and suffering, and any other related damages. Contact our Uber accident lawyers at Finkelstein & Partners, LLP to schedule a free consultation at 800-529-2676 or email us your concerns at [email protected].